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Your crops are your livelihood. When the weather takes a turn for the worse, you'll be assured that we're there for you. We're on your side when disasters take place.
Crop Insurance products can change every year. Please check with us on a regular basis that you have the service best suited to your needs.
We offer these types of crop insurance:
- Multi-Peril Crop Insurance
- Crop Revenue Coverage
- Group Risk Plan
- Hail
- Nurseries
We represent the following companies:
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Multi-Peril Crop Insurance (MPCI)
MPCI policies protect producers against production losses from unavoidable causes. MPCI is based on the actual production yield history and has several coverage levels available. The Catastrophic (CAT) level covers 50% of the producer's average yield at 55% of the FCIC established price, with the producer paying only a $100 administration fee per crop planted. Buy-up policies have levels ranging from 50% to 75% (85% for some crops) of the average yield at up to 100% of the established FCIC price.
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Crop Revenue Coverage (CRC)
CRC policies provide guaranteed revenue by combining yield and current market price variability. Indemnities are due when any combination of yield and price result in revenue that is less than the revenue guarantee. The same levels of coverage are available as multi-peril, with the exception of the Catastrophic level.
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Group Risk Plan (GRP)
The GRP policy guarantee is based on a county or area yield rather than an individual producer's yields. An indemnity is due when the county average/acre falls below the policyholder's trigger yield. Loss payments are issued during the calendar year following the insured crop year.
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Crop Hail
Crop Hail policies provide protection against hail damage on an acre by acre basis. Producers select the dollar amount of insurance per acre they wish to insure, within the limits set in the policy.
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